Putting our customers first. That’s been our philosophy for more than 150 years. By providing exceptional, friendly service, we help individuals, businesses and municipalities manage their finances to make the most of their money—and their life. As a full-service bank, we offer checking and savings accounts, all kinds of loans and mortgages, and helpful, smart advice. Because we’re more than a bank. We’re your friendly neighborhood money partner.

Madison Mutual is a local, Upstate New York insurance company that has been committed to quality for well over a century! Our name is derived from our home and place of origin – Madison County, NY. The Madison-Onondaga Mutual Fire Insurance Company was formally incorporated in 1893 to insure local farmers and business owners against fire and lightning. Two families were prominent in the organization of the company: the Gates and the Bulls. To this day, the Gates family has always had a family member on our Board of Directors. In 1983, Madison-Onondaga Mutual Fire Insurance Company merged with the Herkimer Cooperative Insurance Association. It was at that time the company’s name was changed to Madison Mutual Insurance Company. In 1986, Madison Mutual Insurance Company merged again with the Patrons Fire Relief Association of New Woodstock, NY. Fast-forward to today, and Madison Mutual is a modern, innovative company with a highly knowledgeable staff. We are proud to offer cutting-edge online quoting and policy servicing to our numerous independent insurance agency partners. And yet, we are still a small, local and friendly company where a real person answers the telephone during business hours! With Madison Mutual, you get the best of both worlds!

Skeele Agency, Inc. is a fourth generation, family-owned and operated, independent insurance agency. Our professional insurance services provide a wide variety of policies to fit your needs along with delivering exceptional customer service to all our clients.